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This is for educational purposes only.

9-12 months probate is the most common time frame, but is custom to every individual's estate plan.
* Law varies by state.
** Certain exceptions apply.
*** Loans against your policy accrue interest at the current rate and decrease the death benefit and cash value by the amount of the outstanding loan plus interest. This is our understanding of the generally applicable rules. Please understand Atlantic Financial Group, LLC, its agents or employees may not give legal or tax advice. We recommend everyone seek and rely upon the advice of his or her own professional advisors.